We believe in clear communication, honest service, and reliable assistance, helping every customer feel confident from start to finish.
Max Credit 2U helps clients across Malaysia identify financing solutions that match their income profile, employment status, and financial objectives.
Our consultants assess each application on its own merits, advise on documentation, and guide clients through every stage of the process — from initial eligibility review to final submission. Personal, business, or mortgage financing, the approach stays the same: careful assessment, honest advice, and full transparency on terms.
We believe good financing decisions start with good information. That's what we're here to provide.
Every application begins with a proper review of your income, commitments, and objectives — not a one-size-fits-all quote.
Incomplete paperwork is the most common reason applications stall. We help you get it right the first time.
Years of experience across personal, business, and mortgage financing.
Choose the loan that best fits your needs
Quick and hassle-free financing for home renovation, education, medical expenses, weddings, debt consolidation, and emergencies
“The team at Max Credit 2U explained the application process clearly and answered all my questions. I appreciated the friendly service and support throughout my personal loan application.”
“Max Credit 2U helped me explore financing options for my growing business. The team was attentive, explained the requirements clearly, and guided me through the paperwork.”
Business Loan Customer
“As a first-time homebuyer, I had plenty of questions. The team at Max Credit 2U took the time to explain my mortgage options and helped make the application process easier to understand.”
Mortgage Loan Customer
Our consultants are ready to review your eligibility and recommend financing that fits your income and objectives. Submit your details and we’ll come back to you with a clear assessment — what you qualify for, the terms involved, and the documents required.
Competitive fixed rates. Structured guidance. Complete transparency on terms.
Up to 60 months tenure
1.5% per month – 18% per year
| Total Loan Amount | 12 Months | 24 Months | 36 Months | 48 Months | 60 Months |
|---|---|---|---|---|---|
| RM5,000 | RM492 | RM283 | RM214 | RM179 | RM158 |
| RM10,000 | RM983 | RM567 | RM428 | RM358 | RM317 |
| RM20,000 | RM1,967 | RM1,133 | RM856 | RM717 | RM633 |
| RM30,000 | RM2,950 | RM1,700 | RM1,283 | RM1,075 | RM950 |
| RM50,000 | RM4,917 | RM2,833 | RM2,139 | RM1,792 | RM1,583 |
| RM80,000 | RM7,867 | RM4,533 | RM3,422 | RM2,867 | RM2,533 |
| RM100,000 | RM9,833 | RM5,667 | RM4,278 | RM3,583 | RM3,167 |
| RM150,000 | RM14,750 | RM8,500 | RM6,417 | RM5,375 | RM4,750 |
| RM200,000 | RM19,667 | RM11,333 | RM8,556 | RM7,167 | RM6,333 |
Your next step starts here
Max Credit is operated by RUANG BESTARI SDN. BHD., a licensed moneylender registered with the Ministry of Housing and Local Government Malaysia (KPKT). We provide personal loan services under RUANG BESTARI SDN. BHD. with clear information, eligibility checking, and WhatsApp support.
Company License
Company Name: RUANG BESTARI SDN. BHD.
Company Registration No: 199201016431 (247935-D)
License Validity: 28/08/2024 – 27/08/2026
KPKT License No: WL2693/10/01-11/270826
Registered Address：
NO.8 GROUND FLOOR JALAN PERSIARAN YAYASAN, 86000 KLUANG, JOHOR
Business Address：
NO. 19-1, JALAN KS10/KU5, TAMAN KLANG SENTRAL, BUKIT RAJA MERU, 41050 KLANG, SELANGOR